WHAT I DO
My name is Craig Colley and I am a Licensed Producer and Certified Advisor. I primarily work with risk-averse individuals and business owners who are looking to protect and insure their assets, receive a steady income stream for pre or post retirement and when the time comes maximize their medicare and social security benefits.
I specialize in pre and post Retirement Planning, Mortgage and Asset protection for your family, Social Security Maximization, Medicare Health Plans (Medicare Advantage and Medicare Supplement Insurance – Medigap), Long Term Care and a variety of Insurance, Health and Financial Services.
WHY I'M DIFFERENT
I provide a proven system and utilize a goals-based, fee and risk reduction approach to insurance, health and financial planning.
I am a licensed insurance producer (serving in the capacity of a fiduciary) in multiple states, keynote speaker/blogger as well as a certified advisor for Medicare Health Plans and Social Security (AHIP & NSSA). As a consultant I leverage technology with video conferencing / screen sharing and webinars. I provide online risk assessment tools, quotes, calculators and a digital storage vault (Generational Vault) for your most important documents, policies and directives,
If you’re new to this website let me help you get started.
First, let me tell you a little about me.
I’m Craig Colley from Chicago, Illinois. I moved to California in 1977. I am married, have a remarkable son and daughter-in-law and four incredible grandkids. I have the privilege of getting up every morning and do my best to make a positive difference in someone's life.
I love what I do and believe it is one of the main reasons why I'm here on God's green earth. (Although they call it blue from space). I started my business back in 1981 and through the years my company has evolved into what it is today.
I primarily work with risk-averse individuals and business owners who are looking properly insure themselves and their families. I also advise strategies to create and receive a steady income stream after retirement and maximize their Medicare and social security benefits. My focus, specialty and passion is helping people that are nearing retirement in the next 5 to 10 years (or recently retired) with these common issues most people face.
Retirement Anxiety: Have I saved enough money to live comfortably for the rest of my life?
Social Security Stress: When to take my benefit? What are my options?
Medicare Health Plan Dilemma: What age, plan and carrier? What are the costs?
Long Term Care Quandary: It costs too much but I know I’ll probably need it? How can I afford it and am I healthy enough to qualify?
Market Volatility Risks: What are the available options to help protect me from a highly volatile stock market? How do I keep up with inflation over a potential 20-30 year retirement?
401(k) Rollover: How do I rollover my 401(k) when I retire? Can I reallocate some or all of my 401(k) now?
Annuity Apprehension: Are annuities a good deal or bad deal? I have heard they are what social security and pensions are based on. I like those so how can they be bad?
Do I still need Life insurance? Do I keep or cancel my plan or start a new one? Should it be Term, Whole or Universal life?
To assist you with these questions I have designed this website to be an extensive free resource for you, your family and possibly your business as well.
I have posted many articles addressing these topics.
Below are a few samples to check out:
Your Next Step...
The Better Way to Plan for Retirement
Discover how easy it can be to make critical retirement decisions once you have the tools!
If you have any questions, please call or text (949) 216-8459 or use this secure contact form.
I usually respond the same day.