May 23, 2019
Guide for "Who Needs Life Insurance"
Custom Policy Review Brochure
Custom Life Policy
SUMMARY OF IN-FORCE INSURANCE POLICY
Data Intake Form
Confidential Financial Data Intake Form
From The Heart
for the Importance of Leaving a Legacy
Life Insurance - One Day at a Time
What You Need To Know About Life Insurance
What will you be remembered for?
Rainy Day Program
Don't get caught out in the rain unprepared
Dalbar's 23rd Annual Quantitative Analysis of Investor Behavior (QAIB)
Impact of inflation
Math of Rebounds
Sequence of Returns
IRA & Legacy Planning Brochure
ABC'S of Retirement Planning
This secure online portal allows you to upload important documents and view your financial information. Every time you log into Generational Vault, you have immediate access to detailed financial information.
You can view a snapshot of your financial picture, a simple-to-understand summary of all your financial accounts, detailed records of your assets, important financial reports and dynamic charts.This secure online portal allows you to upload important documents and view your financial information. Every time you log into Generational Vault, you have immediate access to detailed financial information. You can view a snapshot of your financial picture, a simple-to-understand summary of all your financial accounts, detailed records of your assets, important financial reports and dynamic charts.
It wasn’t so long ago that retirement meant a pension and a gold watch, but today’s world looks much different than it has for generations past. From increased market volatility and historically low interest rates to the loss of pensions and the rising cost of health care, the burden of retirement falls more heavily on the shoulders of individual Americans than it ever has before. But you don’t have to carry it alone.
5-STEP RETIREMENT PLANNING PROCESS
1. Selecting a Financial Services Professional
2. Fact and Feeling Finding
4. Solutions and Executing
5. Ongoing Relationship
New Generation Retirement Planning is a holistic approach to retirement planning. It consists of a five-step retirement planning process that incorporates three hallmarks of our company – stewardship, transparency and technology.
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Together, we will traverse five important steps in the New Generation Retirement Planning process, where you will explore key areas that are fundamental to successful retirement planning. You will be confident knowing that you have given careful consideration to risk exposure, income planning, legacy planning and tax strategies.
Let us craft a plan uniquely suited to help you thrive in this new generation of retirement.
With a focus on a new generation of retirees, our company uses the New Generation Retirement Planning process, which is based on three hallmarks of successful retirement planning: stewardship, transparency and technology.
Finding a trusted financial services professional is one of the most important elements of planning your retirement. Providing you with a stewardship level of service means we have the responsibility to present solutions that are suitable for your situation. Our commitment to you is that we will always keep our focus on your goals and objectives and will act with transparency throughout our relationship.
Our commitment to transparency ensures that each step of our work together is recorded and that every document and report are easily accessible to you. This allows us to track the evolution of your plan and make any necessary adjustments to it along the way. Our commitment to transparency is visible through a strong foundation of technology.
We think the challenges you face in retirement today are more complex than those faced by any other generation, but the right technology can make managing and organizing your retirement an easier process.
Our office utilizes Generational Vault, which is a proprietary online portal accessible through our website. It contains the necessary tools to help make decisions appropriate for you and your retirement. It also serves as the vehicle to document and record our commitment to act as a stewardship and act with transparency throughout our relationship.
Guaranteed Issue Life Insurance is an affordable way to help your loved ones with your final expenses such as medical bills, debts and funeral costs. With guaranteed coverage and no premium increases throughout the life of the policy, you can have peace of mind knowing your family will not have additional financial burdens upon your death.
A Guaranteed Acceptance Life policy can be an affordable way to protect your family with coverage ranging from $2,000 to $25,000 and rates starting at less than $10 per month. These premiums are guaranteed throughout the life of the policy.
For those between the ages of 50 – 75, Guaranteed Acceptance Life Insurance guarantees coverage without medical exams and health questions and you cannot be denied coverage for health reasons.
In the event of your death, Guaranteed Acceptance Insurance offers your loved one’s the freedom from financial obligations that may arise with final plans and/or expenses when you are gone. With continued premium payments, you will have peace of mind knowing this death benefit is guaranteed for the life of your policy leaving fewer financial burdens for your family.
Universal Life Insurance provides permanent protection with flexibility to meet life’s constant financial challenges. With varying premiums and the proper account value, Universal Life Insurance offers the financial security that can work for you and your loved ones.
In the event of your death, Universal Life Insurance provides permanent coverage to protect your family. Many Universal Life policies also offer an option to guarantee the death benefit with continued premiums being paid so that there is peace of mind knowing your family will continue to be protected.
In the event that your monthly finances can change, Universal Life Insurance can provide flexible premium payment options to allow for extra payments if you like or lesser payments if needed depending on the account value and ability to pay the monthly administrative and insurance fees.
Build Account Value
Universal Life Insurance allows you to borrow from the policy to supplement additional life events such as college or retirement as the policy may accumulate account value depending on the chosen premium.
Whole Life Insurance offers permanent protection for a powerful way to protect your family with premiums which do not increase over the life of the policy. Whole Life Insurance also builds cash value (that you can use while you’re living) to help reach financial needs and goals now and into the future.
When you choose protection that is guaranteed to last a lifetime, Whole Life Insurance helps to protect those who matter the most in your life. So whether you are several years into your retirement, were just married or had your first child you’ll the have the confidence knowing your family is covered in the event of a life changing experience or tragedy.
Build Cash Value
Whole Life Insurance accumulates guaranteed cash value over time and allows you to borrow from the policy during your life which can supplement financial challenges such as college tuition, retirement or family emergencies.1
Opportunity to Earn Dividends
Whole Life Insurance offers policy holders the opportunity to receive dividends that can be used to increase insurance protection and cash value. Dividends are not guaranteed but have been paid to eligible policy holders.
What is Term Life Insurance?
Term Life Insurance is a good starting point when deciding on affordable options for you and your family. It provides insurance for a limited period of time, such as 10 or 20 years. Options are also available to convert Term Life insurance to a more permanent solution. Term Life allows you to meet your life insurance needs at a price you can afford.
Term life insurance can help protect your loved ones when you no longer can with:
Mortgage Payments, College Tuition, Debt/Credit & Monthly Income
Term Life Insurance is the simplest and most affordable life insurance products available because it offers:
Life insurance is a good place to start when you want to provide financial security for you and your family. There is nothing like having one less thing to worry about during difficult times by providing your loved ones with a death benefit. If you need it, some policies also build cash value. We represent a variety of carriers to offer the best prices and multiple types of life insurance to match your needs and budget giving you the confidence of knowing you’re covered.
Below a few different types of Life Insurance:
Meet your life insurance needs at an affordable price.
Help meet your financial goals and protect your family’s future.
Life Insurance through optional guarantees and flexible premiums.
Help your loved ones pay for final expense costs.